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MusicPro Insurance

Enter the replacement value of your gear and we’ll quote you a price.

MusicPro Insurance

As a musician, your equipment is on the road as much as you are and you need to know that it's protected wherever it is, 24 hours a day, seven days a week. Our standard Instrument & Equipment policy covers your musical instruments and gear as well as computer hardware and software.

Coverage starts at $175/year and includes:*

  • Worldwide coverage for the instruments and musical equipment on your list for up to (but no more than) the replacement value
  • $5,000 for Valuable Papers
  • $25,000 for Newly Acquired Property (up to 30 days)
  • $25,000 for Borrowed Property (up to 30 days). Claim must be reported within 48 hours
  • $2,500 per day up to $25,000 for rental reimbursement when equipment is rented to substitute equipment involved in a coverage loss while equipment is being repaired. Replacement property is covered up to the value of the property being repaired due to a covered loss (loaner)
  • If you have been paid for lost, stolen, accidentally damaged, or misplaced property and the property is recovered, you have the option to return the claim
  • Full coverage for earthquake damage in California
  • $100 deductible per loss (not per item)

*Subject to policy terms, limits, conditions and exclusions. We reserve the right to increase your rates based on loss history.

Important policy details:

  • Optional Business Property coverage for the office equipment, business machinery, furniture and fixtures used in your business can also be added to the policy
  • Appraisal or receipt is required for any single item over $25,000
  • Coverage is not bound until payment has been received and processed

MusicPro Insurance was formed with a single charter - to provide convenient, affordable insurance to meet the needs of working music professionals. If you make a living or earn money from playing, teaching, studying or recording music, what could be more important than protecting the tools of your trade?

Ready to get MusicPro Insurance? Apply now